The Concept

What is MK Finances Home?

Technical Platform Administrator: MK Finances Home provides software infrastructure connecting investors with EEC professionals. We manage the technical platform only - user accounts, project listings, document storage, and connection tools.

For Investors: Access certified EEC investment opportunities with expected returns of 10-32% annually. Finance professionals through three distinct models: PAY FAST (validated EECs), INVEST PAY (production phase), or MANDATS (multi-year portfolios).

For Professionals: Obtain immediate advance for your EEC projects at 100% of value. Access liquidity without capital cost through direct investor connections.

All Payments via Stripe Connect: Stripe Connect (regulated payment service provider) handles 100% of money flows. MK Finances Home never initiates, executes, or holds any payments. Direct payments from obligated parties or partner banks to investors.

Our Triple Security Innovation

Why Your Investments Are 100% Secure

1. Zero Fund Holdings: Platform holds 0€ at all times. Stripe Connect audit confirms we never touch your money. Investors pay professionals directly.
2. Direct Reimbursement: Obligated parties (EDF, Total, Engie) or regulated partner banks pay investors directly. No intermediary risk.
3. Escrow Protection: MANDATS funds secured in regulated escrow accounts. Returns distributed automatically at each transaction.

The Complete EEC Circuit

From project submission to investor reimbursement - complete money flow transparency

Professional Submits Project

EEC professional submits project documentation including certificates, obligated party commitments, and all supporting files. MK Finances Home verification team validates compliance and publishes verified projects.

Project Published on Platform

Verified project appears on investor marketplace. All documentation accessible. Investors review details and select investments matching their risk/return profile. Investment executed via Stripe Connect.

Investor Finances Project

Investors advance 100% of EEC value directly to professionals via Stripe Connect. For PAY FAST/INVEST PAY: instant transfer. For MANDATS: funds placed in escrow account with automatic return distribution.

EEC Validation & Sale

Professional completes EEC production and delivers to obligated party (EDF, Total, Engie, etc.). Obligated party validates certificates and prepares payment according to contract terms.

Investor Reimbursement

Obligated party or partner bank (if credit assignment) transfers directly to investor: capital reimbursement + remuneration. For PAY FAST/INVEST PAY: immediate transfer. For MANDATS: remuneration at each transaction, progressive capital reimbursement. Full transparency via dashboard tracking.

The Triple Security Innovation

How we guarantee the security of your EEC investments

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EEC-CEE Production

At what address? Funds
Investors advance 100% of EEC value via Stripe Connect to professional
SECURITY GUARANTEE: MK Finances Home does not hold the liquidity (audit by Stripe of 0 held currency)
You pay on the secure professional Stripe Acct.

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Payment Blocked

At what address? Funds
The obligated party (EDF, Total, ENGIE...) or partner bank (if credit assignment) pays investor directly
SECURITY GUARANTEE: Investors receive capital + returns immediately upon validation. For MANDATS, funds in escrow with returns at each transaction
You receive the funds on your Stripe profile

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Partner Obligated Parties

At what address? Only via obligated certified parties
MK Finances Home works only with legal registered and regulated obliged parties (EDF, Total, ENGIE...)
SECURITY GUARANTEE: Transactions are only validated via direct mandatory payments on client account, reducing counterparty risk
Quality certified companies pay for the CEE projects

Two Investment Models

Choose the model that fits your investment strategy

PAY FAST

Already Delivered EECs

10%

Expected annual remuneration. Investors advance 100% of EEC value. Returns paid immediately upon obligated party payment (15 days to 1 month).

Investors finance 100% of already-validated EECs. Immediate returns upon obligated party or partner bank payment within 15 days to 1 month. Capital + returns reimbursed directly to investor.

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INVEST PAY

EECs in Generation

25%

Expected annual remuneration. Investors advance 100% of EEC value. Returns paid immediately at each validation during 1 to 3 month cycle.

Investors finance 100% for EECs in production (1 to 3 months). Returns paid at each obligated party validation. Capital reimbursed by obligated party or partner bank upon completion.